VBS Mutual Bank interest rates and charges pages


	SAVINGS PRODUCTS Classic VISA Debit Card Mathomo VISA Card Target Save Group Savings (Club / Stokvel accounts Fee Structure


	INVESTMENT PRODUCTS Call Accounts 32 day notice individual accounts 32 day notice group accounts Fixed Deposits Fee Structure

	SHARE CAPITAL Interest Bearing Permanent Shares.	CHARGES	CATEGORY	RATES
	Interest Rates Interest Rate per Year:	No Charge:	> R10	SARB Repo rate plus 1.5%

	Minimum Investment Amount R10.00
.

MORTGAGE LOANS Clients			9.00%

PERSONAL LOANS Short Term Loans Small Loan - Less than 6 months Unsecured Loan - Less than 2 years		R - R 7,500 R 7,500 - R14,000	60% per year 32.10% per year

SUNDRY FEES
	RD Cheques	R55.00
	Lost Certificate - Replacement Fee	R30.00
	Guarantee issued	R100.00
	Statements	R5.00
	Early redemption of investments	R200.00

ARREAR FOLLOW UP FEES
	Telephone call	R5.00
	Letter	R30.00
	RD Cheques / Rejected Debit orders	R55.00