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VBS Bank
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Royal Investments

  • Admin fee is based on average monthly balance
  • Purchase at any store or business with a Visa point of sale device

Benefits

  • The more you save the less we charge
  • Your interest is capitalised monthly

1 Day Notice

  • Initial deposit of R5000.00
  • One day’s notice required to access your savings
  • Transfer money into account any time
  • Earns interest while you still have immediate access to your money
  • No monthly fees
  • No risk, your original deposit and interest returns are 100% guaranteed

32 Days Notice (Group/Individual)

  • Enjoy tiered interest rates that provide a higher return the more you save
  • No monthly service charge on individual account
  • Low monthly fee on Group account
  • 32 day’s notice required to access your savings
  • Maintain an average monthly balance of R10 000.00 or more

60 Days Notice

  • Initial deposit of R2000.00
  • No monthly fees
  • 60 day’s notice required to access your savings
  • No risk, your original deposit and interest returns 100% guaranteed

Fixed Deposit

This is perfect if you have larger balances and want a high yield fixed deposit account that lets you earn up to our highest rates.

Benefits include:

  • Select term: 3,6,12,24 or 36 months
  • A single deposit, invested for a fixed period
  • At a guarantee fixed rate of interest
  • No monthly fees and no deposit fee
  • You maintain an average monthly balance of R500.00 or more

Money Market

This is perfect if you have larger balances and want a high yield savings account that lets you earn our highest rates.

Benefits include:

  • Enjoy tiered interest rates that provide a higher return the more you save.
  • Interest is calculated daily and capitalised monthly.
  • No monthly service charge
  • Maintain an average monthly balance of R10 000.00 or more.
  • Interest is calculated daily and capitalised monthly.
  • You must be 18 and older to be owner of this account.

Smart Fixed Deposit

This is perfect if you have larger balances and want a high yield Smart fixed account that lets you earn up to our highest rates. Benefits include:

  • Select term: 12,24,36,48 or 60 months
  • Great tiered interest rates which will increase as your balance grows
  • No monthly service charge
  • Get access to 30% of your invested amount for urgent needs
  • A maximum of 2 withdrawals will be allowed on the term of your deposit
  • You maintain an average monthly balance of R500.00 or more Unlimited additional deposit

Royal Investments

This is perfect if you have larger balances and want a high yield Smart fixed account that lets you earn up to our highest rates.

Benefits include:

  • Select term - 12,24,36,48 or 60 months
  • No monthly service charge
  • Great tiered interest rates which increase as your balance grows
  • Get access to 30% of your invested amount for urgent needs
  • A maximum of 2 withdrawals will be allowed on the term of your deposit
  • Maintain an average monthly balance of R500 or more Unlimited additional deposit