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VBS Bank
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Overdraft is a convenient facility loaded to an existing or new client. This means that client has the convenience of borrowing on the same account that is used for the daily banking transactions.


  • An overdraft provides you with cash for unplanned expenses
  • An overdraft will provide you with the comfort of knowing that you have instant access to extra cash for emergencies
  • You can use as much of your agreed overdraft limit as you need whenever you need it. The total limit is always available to you for use
  • Monthly deposit/s into your account are required
Asset Finance

We offer a full range of products which includes:

  • Instalment sale
  • Leasing and rental
  • Full maintenance leasing
  • Off-balance sheet financing
  • Loan term up to 5 years